Last updated: January 2025
PesoTools ("we," "us," or "our") operates the website pesotools.com. This Privacy Policy explains how we collect, use, and protect information when you use our service. We are committed to protecting your privacy and being transparent about our data practices.
PesoTools is a collection of free financial calculators designed for Philippine users. All calculations are performed locally in your browser — we do not store your inputs or calculation results on our servers.
We collect two categories of information:
PesoTools uses Google AdSense to display advertisements. Google AdSense may use cookies and web beacons to collect data about your browsing behavior to serve you relevant ads. This includes information about your visits to PesoTools and other websites.
Google's use of advertising cookies allows it and its partners to serve ads based on your visit to our site and/or other sites on the Internet. You may opt out of personalized advertising by visiting Google's Ads Settings.
For more information on Google's privacy practices, visit the Google Privacy Policy.
We use Google Analytics 4 to understand how visitors use PesoTools. Google Analytics collects anonymized data such as page views, session duration, and traffic sources. We have enabled IP anonymization. Google Analytics data is not linked to any personally identifiable information. You can opt out by installing the Google Analytics Opt-out Browser Add-on.
PesoTools uses minimal cookies. Our own site uses only session storage (not persistent cookies) to remember UI preferences like dismissed banners within your current browser session. Third-party services (Google AdSense, Google Analytics) may set their own cookies. You can control cookie settings in your browser preferences.
The limited non-personal data we receive through analytics is used solely to:
We do not sell, trade, or rent any user data to third parties. We do not use your data to build profiles or for targeted advertising beyond what Google AdSense does through its own platform.
Since we do not collect personally identifiable information, there is no personal data to retain. Google Analytics data is retained for 14 months in accordance with our analytics settings, after which it is automatically deleted.
PesoTools may contain links to external websites (such as bank websites or government resources). We are not responsible for the privacy practices of those sites. We recommend reviewing the privacy policy of any third-party site you visit.
If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, the right to delete personal information, and the right to opt out of the sale of personal information. PesoTools does not sell personal information. Since we collect only non-personal, aggregated analytics data, most CCPA provisions do not apply. To submit a privacy inquiry, contact us at privacy@vanilabs.co.
If you are located in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR), including the right to access, rectify, and erase your personal data. Our lawful basis for processing analytics data is legitimate interest in improving our service. Since we do not collect personally identifiable data directly, your rights primarily apply to data held by our third-party processors (Google). To exercise your GDPR rights, you may also contact Google directly or reach us at privacy@vanilabs.co.
PesoTools is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided personal information through our site, please contact us and we will take appropriate action.
We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the top of this page. Continued use of PesoTools after changes constitutes acceptance of the updated policy.
For privacy-related inquiries, contact us at: privacy@vanilabs.co
PesoTools is operated by Vanilabs (vanilabs.co). We are not affiliated with GCash, Maya, any Philippine bank, or any financial regulatory body. All calculator results are estimates only and do not constitute financial advice.